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Every small-business owner and entrepreneur knows that properly managing cash flow is a determining factor in whether a business flourishes or flounders. Therefore, it is essential that these decision-makers have a solid understanding of how money is moving in and out of their business.

But what happens when there is a noticeable disruption in the profit and loss statements and the realization that, for unknown reasons, the numbers are dipping in the wrong direction? It may be time to assess your spending and look beyond the books to identify inefficiencies and places your business could be losing money -- without anyone even realizing it.

Related: 5 Ways to Avoid That Jittery State of Panic and Uncertainty About Cash

Here are seven problems that could be causing your small business to lose money and easy ways to fix them:

Related: 5 Free Apps to Help You Move Your Business to the Cloud